Boating Insurance :: Go to >> Boating Safety
Whether you are a Sunday sailor or a seasoned seafarer, your boat is your pride and joy! Be it large or small, protect it from the uncertainty of the seas and skip across the waves knowing that The ERIE Boat Protector is working for you.
The ERIE's Boat Protector offers superior protection for your boat, boating equipment and accessories, liability and medical payments coverages. Here are just a few of the exceptional features that ERIE's Boat Protector policy can offer you:
"Comprehensive Coverage," which insures many types of losses, except those excluded or limited in the policy; or named perils coverage for your boat, boat trailer and accessories (oars, life preservers, anchors, seat cushions).
- Protection up to $500 for boating equipment and accessories is provided at no additional cost.
- Protection against financial loss from bodily injury that you may cause to others while operating your boat (swimmers, water skiers, passengers in your boat or in another boat), Medical Payments coverage protecting the owner of the boat, family members and guests if they are injured while boarding, on board or while leaving your boat.
- Liability protection in the event you damage another person's property, such as their boat or boat dock.
- The ERIE will pay up to $250 per occurrence for emergency towing to the nearest marina or other service point if your boat is disabled or stranded on the water. You have the option to purchase additional amounts of emergency services coverage. (No deductible applies.)
- Loss to your boat, outboard motor(s) and boat trailer will be settled on a replacement cost basis, subject to the policy limit and conditions.
- Coverage up to $500 for personal effects in or on a boat we insure, caused by an insured peril under the policy. Such items include clothing, fishing or diving equipment, other sporting equipment, portable TV's, radios, cameras and other similar personal articles. You have the option to purchase additional amounts of coverage.
- Expenses incurred, up to $500, to recharge or replace, whichever is less, a fire extinguishing system or portable fire extinguisher after it's used to fight a covered fire. (No deductible applies.)
- ERIE will pay reasonable expenses for your help in the investigation or defense of a claim or suit. Coverage is provided up to $300 per day for actual loss of earnings.
- Uninsured boaters protection protects you should you be involved in a boating accident caused by a hit and run boater or a boater who has no insurance.
These are only a few of the coverages available in The ERIE's Boat Protector policy. With a wide variety of credits available, such as for ship-toshore radios, Loran, built-in fire extinguishing system, and audible burglar alarm, your ERIE Agent can tailor a policy that will best fit your needs at a cost that will keep you afloat.
Contact Advantage Insurance Agency today for additional information on The ERIE's Boat Protector and navigate without worry from sea to shining sea. Please refer to the actual policy for any applicable exclusions and conditions.
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