About Erie Insurance - Commercial

Auto :: Homeowners :: Life :: Personal Property & Liability :: Commercial

Erie Insurance Group knows how hard you work to cultivate and maintain your business. We also know there are risks you face every day that threaten what you've built. We put that knowledge to work by offering products and liability coverage to soundly protect you and your business.

• Ultrapack
  ERIE's Ultrapack Package Policy is designed to meet the insurance needs of a wide range of small to mid-size businesses. It includes coverages for your property, income protection and liability needs. Optional endorsement coverages allow the policy to be customized to your unique needs.

  	Property Coverage Income Protection Mechanical and Electrical Breakdown Additional Property Protection Supplemental Property Protection Liability Coverage Optional Protection Features

• Ultraflex
  The ERIE's Ultraflex Policy is a flexible package policy that can be tailored to meet the needs of a variety of retail, wholesale, service, habitational, institutional, contracting and manufacturing risks. Coverage includes property and liability and can be expanded to include crime, income protection and various other property and liability coverages.

  	Property Coverage Income Protection Supplemental Property Protection Additional Property Protection Optional Property Protection Liability Coverage Optional Liablility Coverage

• Ultrasure for Property Owners
  ERIE's Ultrasure for Property Owners includes coverages for your property, income protection and liability needs. The program can also be tailored to meet your specific needs with a wide range of optional endorsement coverages.

  	Property Coverage Rental Income Protection Mechanical and Electrical Breakdown Additional Property Protection Supplemental Property Protection Liability Coverage Optional Protection Features

• Fivestar Contractors
  ERIE's Fivestar contractors program is designed to meet the insurance needs of today's contractors. It includes coverages for your property, income protection and liability needs.The coverage can also be tailored to meet your specific needs with a wide range of optional endorsements.

  	Property Coverage Income Protection Mechanical & Electrical Breakdown Additional Property Protection Supplemental Property Protection Liability Coverage Optional Protection Features

• Commercial Auto
  The Pioneer Commercial Auto Insurance Policy meets the specific needs of your business operation. Business property coverage combined with commercial auto coverage will provide your business with a complete protection package.

When it comes to commercial auto insurance, the ERIE has a variety of coverages to make sure you stay protected.

• Owned Autos - provides protection for claims arising out of ownership
• Hired Autos - provides protection for a vehicle you or your employee rent or borrow for business
• Non-Owned Autos - provides protection for partners, employees, or members of households using the vehicle for your business or personal affairs.
• Temporary Substitute Autos – provides protection when your owned autos is disabled and you're using another vehicle temporarily.
• Newly Acquired Autos – provides protection for new or additional autos acquired during the policy period
• Light Trailers – provides protection for trailers designed for highway use weighing 3.500 pounds or less pulled by a truck or private passenger auto

	Xtra Protection Optional Coverages

• Garage/Auto
• Business Catastrophe Liability
• Workers Compensation
• Ultrasure for Landlords
• Bonds

• Business Catastrophe Liability
  There's no guaranteed way to completely protect your business against lawsuits. Yet, you can manage the impact with an ERIE Business Catastrophe Liability Policy. Protecting your assets begins with a solid Business Owner's Policy (such as Ultrapack , Ultraflex , Ultrasure for Property Owners or Fivestar ). However, what happens if the lawsuit judgment and settlement exceeds the coverage of your policy? The Business Catastrophe Liability Policy provides the necessary cushion to secure your business' financial future.

  	Coverages Details

• Workers Compensation
  If your employees are injured on the job or develops an employment-related illness, they are most likely eligible to collect workers' compensation. As an employer, the law requires that you provide some way of assuring benefits to these workers.

  Erie Insurance Group's Worker Compensation and Employers Liability program provides coverage to comply with the workers compensation law of your state.

  	Coverages Loss Control Services

• Ultrasure for Landlords

  Most household insurance policies will not provide the superior coverage you desire for your rental property. ERIE's Ultrasure for Landlords provides property and liability coverage to suit your unique needs.

  	Dwelling Coverage Property Coverage Rental Income Protection Supplemental Protection Liability Protection Optional Protection

• Bonds
  Whether you're entering into a contract to construct a new building or supply fuel to the local service stations, your client needs assurance that you'll finish the job according to contract terms. A Surety Bond with The ERIE reinforces your promise.