About Home Owners Insurance - Home Restoration Insurance

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If part of your home was damaged, can you be assured the type of siding on your house is still available? What if it isn't? What if the siding is obsolete and outdated?
Would you expect to have your entire house re-sided...even the undamaged portion?

How would your insurance company respond?
Erie Insurance has a solution. If you have a covered loss to the siding of your home, and the same siding material is no longer available for the damaged portion of your home, we will reimburse you for the cost up to the purchased limit to replace all of the undamaged siding of your home.

How does it work?
For your payment of a minimal additional premium, with ERIE's new Dwelling And Other Structures Siding And/Or Roofing Restoration Coverage; we will reimburse you for the cost to replace all the undamaged vinyl or aluminum siding (and/or composite shingle roofing), with materials substantially similar to those materials damaged by an insured peril. This coverage will only apply if the same siding and/or roofing material is no longer available for the damaged portion of your home.

You won't have to worry about unattractive mismatches.

The siding coverage does not apply to wooden siding or shingles or to mismatches caused by weathering, fading, oxidizing or wear and tear.

We will not pay to replace the siding and/or roofing of the undamaged dwelling or structure, in order to match newly replaced siding and/or roofing of the damaged dwelling or structure.*

Hail losses must be reported within 180 days from the date the hail loss occured.

For more information about this important coverage, simply call Advantage Insurance Agency.