About SafeCo Insurance - Dwelling Fire

Read more about Safeco Insurance...

Auto :: Homeowners :: Classic Car :: Motorcycle :: Watercraft :: RV :: Dwelling Fire Umbrella :: Individual Surety Bonds :: Claims :: Consumer Tips :: Disaster Preparedness

Dwelling Fire

Why do you need Dwelling Fire insurance?

It is really about protecting your investment. As a landlord, you want insurance that is tailored specifically to protect your rental properties. Safeco Dwelling Fire insurance gives you choices when purchasing the coverage you need.

• Safeco's Dwelling Fire coverage is designed for landlords of tenant-occupied, 1 to 4 unit dwellings.
• Safeco offers a choice of policies that cover the most common causes of loss as well as a policy that covers some of the less common causes because we know your investment is unique.
• Safeco offers liability coverage for the risks posed by tenant-occupied dwellings
• Providing only the level of coverage you need lowers your cost

It is important to know that Dwelling Fire insurance is meant to cover accidental loss, not routine maintenance. Talk to your agent about what is covered and be sure to read your policy to determine exactly what is covered and what is not.

Things to consider and questions to ask your agent

• How much will it cost to rebuild my investment property if it is damaged or destroyed? (Ask your agent to walk you through the dwelling's features so you can make an informed decision about how much coverage to buy.)
• What types of coverage do I need? (Ask your agent to walk you through the optional coverages.)
• Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?
• What is the process for filing and settling a claim? (Ask who to call and what happens after you file a claim.)