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Lowering the Cost

How much you pay for car insurance depends on many factors. Following the suggestions listed below may help you lower the cost of your auto insurance and keep your premiums low.

Before you buy a car , check with your agent to see what it will cost to insure it. More expensive cars cost more to repair, maintain and insure. Performance cars cost more to insure than family sedans. The safety equipment you select may also lead to a variety of discounts.

Insure all your cars with one company . The more policies you have with a company, whether it¹s for your cars or home, the more substantial savings you may get. Also consider increasing your deductible. By raising the amount you pay out-of-pocket for losses, you can save more on your auto policy.

Try to weed out overlapping insurance . If you have a medical and disability plan at work, you might wish to reduce medical or personal injury coverage on your auto policy, and save the difference. Ask your agent to explain the trade-offs.

Drive safely . A clean driving record can potentially lower your insurance rates.

How you pay can also influence the price you pay. Safeco's most convenient plan is the Checkless Payment Plan, where your monthly premium is deducted automatically from your checking account. You can also pay your entire premium in full either by check or credit card.