About SafeCo Insurance - Consumer Tips - Hail
Read more about Safeco Insurance...
Auto :: Homeowners :: Classic Car :: Motorcycle :: Watercraft :: RV :: Dwelling Fire Umbrella :: Individual Surety Bonds :: Consumer Tips :: Disaster Preparedness
Hail
You live in hail country.
Are you prepared?
Hail storms don't last long (six minutes is about average), but they pack a real punch. Every year, hail causes nearly $1 billion in damages, mostly to repair roofs and cars. You could save hundreds of dollars and hours of clean-up by making sure you understand your coverage and taking 20 minutes to check your roof before hail season.
- Make sure you have enough insurance coverage
- Take steps to reduce your risk
- Have a safety plan
- If disaster strikes, call 1-800-275-1915
Know what wind and hail storms can do—and what your insurance covers
Your insurance policy typically covers the cost to repair roofs and cars and other common hail damage. However, your deductible does apply-and you may have a higher deductible for wind/hail damage. Make sure to check your policy to see what's covered and the deductible you've chosen.
Check your roof
Roof damage is the most common problem that property owners face after a hail storm. If you haven't taken a look at your roof in a while, now's the time. Repair or replace worn, curled or missing shingles. If your roof is aging, consider replacing it before hail season begins. Roof repairs today can help you avoid extensive, time-consuming clean-up later.
When storms hit, protect yourself … and your car
In severe storms, hail stones can be as big as a softball and fall at 50 to 100 miles an hour. Stay indoors! Stay away from skylights and glass doors to avoid broken glass. If it is safe, close drapes, blinds, or shades to prevent debris from blowing inside, and—if you can—park your car in the garage or other covered area.
|
